Find your pensions
Track down any forgotten workplace pensions with our free pension finder and combine them all in one handy account.
Why find and combine your pensions?
Not sure where all your old pensions are? You're not alone. According to the Pensions Policy Institute, in 2024 there was as much as £31.1 billion sleeping in lost or forgotten UK pensions.
Chances are, you may have forgotten about some of your old workplace pensions. That’s why we launched a service that tracks down your lost pensions – for free.
All your money, all in one placeBy combining your pensions in one place, it makes it easier for you to keep an eye on your money and invest it however you like.
Lower costs to maintainOne account means only one set of account and management fees. The average person changes jobs 11 times in their life – that's a lot of pensions to keep track of.
It’s free to track down your pensionsDid we mention it’s free? We just need a few details, then we’ll get to work finding and combining your pensions into one place.
Remember that investments go up and down in value, and you could lose money as well as make it. How you’re taxed will depend on your circumstances, and pension and tax rules can change. We don’t offer investment advice, so you’ll need to be confident you can manage your pension yourself. It's important to check that you won't lose out by transferring your pension.
How to find your old pensions
Our pension finding service is available to AJ Bell customers and works with our two types of personal pension account. If you already have an account with us, you can log in and start finding your lost pensions.
1
Choose an accountOnce you've opened an AJ Bell account, you'll have full access to our pension finder.
2
Tell us a bit about youWe’ll need a few details, such as where you used to work and when you worked there. Our partner, Raindrop, will then get to work, keeping you updated along the way*.
3
Find and combineWe'll let you know what pensions we've found, so you can combine them in a Self-invested personal pension or Ready-made pension.
*Not all pensions can be searched for. Please do not provide details from your current employer or any public sector pensions, jobs you left before 1990 or before turning 22, that you held for less than three months or less than two years before 2000.
See how we track down your pensions
See exactly what you need to do so we can track down and combine your lost pensions into one place.
Our pension accounts
Once you've found your pensions, if you want to combine them, you'll need to choose a pension account that’s right for you.
Ready-made pension
Let our experts manage your investments with our low-cost, hassle-free pension.
Key benefits:
Free Pension finder service
Simple, streamlined AJ Bell investment range
Your investments managed by the expert AJ Bell investment team
Self-invested personal pension (SIPP)
Take control of your pension investments with our hands on Self-invested personal pension.
Key benefits:
Free Pension finder service
Access to the full AJ Bell investment range
You choose how, when and where your pension is invested
Our most popular pension finder questions
Having the right information is important when making investment decisions. Here are the most frequently asked questions we get about our pension finding service.
Need more help?
Our customer support team are here to help when you need it. Here’s how to get in touch.
We'll help you get investing
For over 25 years, AJ Bell has made investing simple and affordable.
We’re a 7x Which? Recommended Provider, with an award-winning range of accounts.
If you’d like more information about AJ Bell’s accounts and services, get in touch with our friendly customer services team - we’re here to help.